Small Business Loans & Financing Options

Working capital and short-term business loan programs ranging 4-18 months with daily and weekly repayment options.

Credibly provides up to $400,000 in capital in as little as 24 hours. Their fast, flexible capital solutions are ideal for both growth initiatives and supporting working capital. Soft credit pulls only - No collateral required.

SmartBiz combines the benefits of a traditional SBA loan with shorter application process (typically 30-60 days). Since SBA loans are government-subsidized, their rates are among the most favorable for lenders. SmartBiz's application is fully online and automated and, if approved, you get your loan in less than one month from start to finish. Their list of requirements are long, but their online application takes out a lot of the pain typically associated with SBA loans. Pay attention to the requirements list on the right to make sure you qualify before you try applying. The requirements are strict so you can save yourself a lot of trouble by making sure you qualify before starting down this road.

Revenue-based financing solutions based on revenue, not credit score.

OnDeck is America’s largest online small business lender offering business term loans up to $250,000 and business lines of credit up to $100,000 to qualifying small businesses. The process is fast and easy and looks at the overall health of a business rather than personal credit alone. Their application requires only 3 months of business bank statements. Decisions can be made in minutes, and funding is delivered in as fast as 24 hours. Limited time offer - Nav exclusive $400 cash back promotion for all approved loans.

Product Updates: No More Monthly Maintenance Fee! Monthly Payments and Extended Repayment Terms (18 and 24 month terms) NOW AVAILABLE! OnDeck is America’s largest online small business lender offering business term loans up to $250,000 and business lines of credit up to $100,000 to qualifying small businesses. Their approval process considers the overall health of a business rather than personal credit alone. OnDeck’s quick application requires little to no paperwork. Decisions can be given in minutes, and funding is delivered in as fast as 24 hours.

Kapitus offers intermediate-term loans up to $1,000,000 in as little as 24 hours. The process is quick and easy with limited documentation and offers the best prepayment discounts in the industry. This funding is ideal for payroll, expansion, equipment, or any other use you may need for financing your business over a term of 2-6 years.

The Rapid Finance Line of Credit involves minimal paperwork, with draw amounts starting at just $1,000. The full approved amount does not need to be drawn at one time, but rather you can choose to draw only the funds your business needs when needed up to the approved amount. Payments on the outstanding line of credit balance may be made by either fixed daily, weekly, or monthly payments that are automatically withdrawn from the business bank account on file*. *This balance fee is charged on the total outstanding account balance on a weekly basis. See the Rapid Finance Line of Credit Agreement for additional details about the balance fee.

Line of credit product with weekly repayment options. Funding amounts can range from $10K- $250K, with your choice of either weekly, fixed % of monthly Revenued or invoice repayment frequencies, with Plexe allowing you to change payment frequency at ANY point during mid-repayment, spanning from 10 weeks to 12 month repayment terms. Not all industries are eligible.

Whether you need funds to supplement existing traditional financing, or alternative working capital, Rapid offers fast and flexible solutions to support your business.

Credibly combines a strong focus on the customer experience with big data to offer fast funding and flexible repayments. They do this by providing capital in return for a portion of business future receivables. Borrowers do not pay more than what they can afford on a monthly basis.

Working capital loan programs ranging 4-18 months with daily and weekly repayment options.

The Fundbox Line of Credit offers transparent pricing with no origination or application fees, with one weekly fee that's based on the amount you draw. Fundbox has provided access to capital to over 500,000 businesses.

Ideal for inventory, immediate cash flow, bridge financing or any other use you may need for financing your business over a term of 6 – 18 months.

Headway Capital's Line of Credit allows you to draw up to your available limit and borrow more as you repay with the click of a button. Choose between weekly or month payment options.

Rapid Finance is a merchant cash advance provider. Like all MCA providers, instead of charging an interest rate, borrowers sell a portion of your future card sales in exchange for an upfront lump sum. The payment would be solely based on your monthly sales.

Bitty Business Advances offer from $2,000 to $35,000. Instant approval & same day funding available.

Giggle Provides working capital financing to the gig economy, independent contractors, and small businesses across the US. Their fully automated-process takes just a few minutes and is as simple as securely connecting your bank account. Amounts range from $400 to $10,000.