Secured Self Visa ® Credit Card: The new way to build credit
Self offers an opportunity to build credit while building savings. Start with a Credit Builder Account that reports to all 3 credit bureaus. Each on-time monthly payment builds credit history and savings. Choose the plan that works for you. ***Card eligibility: The secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change. Then, you’ll be eligible for the Self Visa Credit Card, without a hard credit check. Your savings progress from your Credit Builder Account acts as your security deposit for your secured Credit Card. These are consumer loan products. *Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., SouthState Bank, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. **Self Visa® Credit Card issued by Lead Bank, First Century Bank, N.A., or SouthState Bank, N.A., each Member FDIC. See Self.inc for details. ***Card eligibility: The secured Self Visa® Credit Card requires an active Self Credit Builder Account and qualification based on other eligibility criteria including income & expense requirements. Criteria subject to change.
Effort to Apply
DifficultEasy
6/10
Bottom Line
Great option for those looking to build a consumer credit foundation without a hard credit check.
When you click ‘Start Building Credit,' we'll securely pass over your info, making sign up with Self’s Credit Builder Account* a breeze. Only answer a few additional questions on their end and you're good to go. Upon meeting the eligibility requirements***, a user could obtain the secured Self Visa® Credit Card**. See details tab for disclosures.
Pros
No hard pull on your credit
Cons
Minimum monthly payments required
Purchase APR
29.24% variable rates
Foreign Transaction Fee
N/A
Reviews
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