Advertiser & Editorial Disclosure

Surge® Platinum Mastercard® (Consumer Credit Card)

Surge® Platinum Mastercard® (Consumer Credit Card)
Double Your Credit Limit - Simply make at least your first six monthly minimum payments on time and your Initial Credit Limit doubles. Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian. Monthly Reporting to All Three Credit Bureaus. You can choose to stop receiving 'prescreened' offers of credit from this and other companies by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE below for more information about prescreened offers. PRESCREEN & OPT-OUT NOTICE: If you received a 'prescreened' offer of credit from us in the mail, this offer was based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not continue to meet our criteria, if you already have a product from us, or if you have applied for our product in the last 60 days. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll free at 1-888-568-8688, or write to:. Equifax PO Box 740123 Atlanta, GA 30374. Experian PO Box 919 Allen, TX 75013. TransUnion PO Box 595 Woodlyn,PA 19094. **Pre-Selected means that the issuing partner has verified that you have met our pre-screen credit criteria for this offer with a credit reporting agency. Getting pre-selected doesn’t guarantee an approval. The issuing partner may require additional information prior to issuing a final approval. See Terms and Conditions on issuer’s website for eligibility criteria.

Nav's Verdict

Cost
30% Complete
HighLow
Effort to Apply
50% Complete
DifficultEasy
Card Perks
20% Complete
PoorGood
Features
30% Complete
PoorGood

30/10

Bottom Line

Great for building credit with a potential to increase credit limit after six months. You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-567-8688. See PRESCREEN & OPT-OUT NOTICE below for more information about prescreened offers.

Pros

Reports payment history to all three credit bureaus.

Cons

Multiple fees associated with this card.

Intro APR
N/A
Purchase APR
29.99% (Variable)
Annual Fee
$75 - $125
Welcome Offer
N/A
Rewards Rate
N/A
Foreign Transaction Fee
N/A

Reviews

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