Category: Personal Credit

Do Credit Repair Letters Actually Work?

Do Credit Repair Letters Actually Work?

If your credit scores are bad, or not as strong as you'd like them to be, you may be researching ways to try to boost them. An internet search will likely turn up lots of advice about how to write credit repair letters to help you improve your credit. But do they really work? Credit repair letters are designed to take advantage of a provision under federal law, the Fair Credit Reporting Act (FCRA), that allows consumers to dispute items… Read More
4 Low-Fee Business Credit Cards That Are Great for Small Businesses

4 Low-Fee Business Credit Cards That Are Great for Small Businesses

You don’t need to spend a lot of money to get a great small business credit card. In fact, there are plenty of cards for small businesses that offer generous rewards and valuable benefits, with no annual fee. Also, these cards come with all the same expense tracking and reporting features found on the issuer’s premium cards that cost hundreds of dollars a year. The Case for No-Fee Business Credit Cards The small business credit cards that have pricey annual… Read More
Do You Have a Tax Lien? There May Be Good News on the Horizon

Do You Have a Tax Lien? There May Be Good News on the Horizon

For those stressed out because they owe tax debt, there's some good news on the horizon. As we approach the individual tax filing deadline four 2018, the major credit bureaus are in the process of removing an estimated 5.5 million tax liens from consumer credit reports. This could result in higher credit scores for those consumers. Tax liens are notices filed with the courts by state taxing authorities or by the IRS when an individual owes delinquent taxes. They indicate… Read More
10 States With the Best Business Credit Scores in 2018

10 States With the Best Business Credit Scores in 2018

It’s good to be a business owner in the Aloha State. Not only do they live in a notoriously beautiful place, Hawaiian companies have the highest credit scores of any U.S. state, averaging a business credit score of 54.6 on the Experian Intelliscore Plus℠ scale of 0 to 100. Hawaii’s credit score is considered low- to medium-risk. Businesses with scores in this range typically find it easier to qualify for loans with the best terms and lower interest rates. According… Read More
The Best High Limit Business Credit Cards

The Best High Limit Business Credit Cards

When it comes to making purchases for your business, a small business credit card can be one of your most important tools. But too often, business users don’t receive a line of credit large enough to meet their needs. You may need a high-limit business credit card to enable short-term financing for key purchases, or you may need the spending power to realize the rewards or benefits of a credit card instead of using another form of payment. Thankfully, there… Read More
4 Credit Card Perks That Side Hustlers Will Love

4 Credit Card Perks That Side Hustlers Will Love

Are you working a side hustle? There’s no shortage of successful business owners who began by starting their business during the evenings, weekends or whenever they had a free moment outside of their job. And just because your side hustle isn’t your full-time gig yet, it doesn't mean you can't open a small business credit card and enjoy all of its rewards, perks and benefits (it can also help you establish business credit). But there are some perks that are… Read More