Marriott fans will want to consider the to fast-track their way to elite status, and to earn Marriott Bonvoy points for free and discounted stays.
Here are the best things about this popular Marriott Bonvoy business credit card.
What’s So Great About Using Branded Business Credit Cards
Co-branded credit cards can offer significant perks for the brands you use most. If you are loyal to a particular airline or hotel chain, for example, a co-branded credit card will allow you to earn points you can use toward future flights or stays, earn elite status, and get other perks such as late check out.
Most hotels and airlines have c- branded personal cards and business credit cards. Of these options, small business owners will often find a business credit card is the best choice for several reasons:
- Separate your personal finances and business finances for bookkeeping and tax purposes.
- Separate personal credit and establish business credit with a business card that reports to business credit bureaus.
- Earn lucrative perks designed for small business owners such as bonus cash back or miles in the spending categories businesses often use most, or business travel perks like lounge access and upgrades.
Why the Is One of the Best
Marriott has 31 brands and 8,500+ properties across 138 countries. Business travelers loyal to Marriott properties can get Marriott personal and/or Marriott business credit cards to earn points that can be redeemed for hotel stays and much more.
The is considered one of the best hotel business credit cards for its ability to help cardholders earn status and perks quickly.
Marriott’s reward program is called Marriott Bonvoy, and this card allows you to earn Marriott Bonvoy points with every purchase. Points and other benefits can help you earn elite status in the Marriott Bonvoy program, as well as free or discounted stays at Marriott properties.
Top Features of the
Some of the best features and benefits* of the are:
- Rewards: Earn
- Free award night:
- Discounts: Get a 7% room rate discount when you book directly. (Applies to standard rates for reservations of standard guest rooms at participating hotels).
- Free nights: Get an annual Free Night Award every year, after your Card renewal month, which can be used for one night at properties available for up to 35,000 Marriott Bonvoy points. Earn an additional Free Night Award when you spend $60,000 in purchases on your card in a calendar year.
- Complimentary Marriott Bonvoy Gold Elite Status. Automatically earn Gold Elite Status, which offers late checkout when available, and a 25% points bonus on stays.
- Elite Night Credits: Get 15 Elite Night Credits each year towards the next level of Marriott Bonvoy Elite status. (You can combine these with elite status nights earned on a consumer card.)
- Premium internet access. Get premium internet access when you stay at participating properties.
The annual fee is and you can feel confident using your card outside the US since foreign transaction fees are .
Earning Points and Perks
As mentioned, you’ll earn This is in addition to other card benefits mentioned earlier.
You will also earn points for Marriott stays and other opportunities to earn stays as mentioned below.
Redeem Points and Perks
Redeeming rewards is easy. You can redeem rewards points when you book stays at Marriott.com. You can use points to pay for stays, or use points + cash to stretch your points.
With Marriott Bonvoy Air+Car Transfer Program you can redeem Marriott Bonvoy points for flights and car rentals across hundreds of travel partners around the world.
You can transfer points to other Marriott Bonvoy members starting at 1,000 points, up to 100,000 points per year.
You can also transfer Marriott Bonvoy points to up to 39 airline’s frequent flier programs. Transfer 3,000–240,000 points/day.
Other options include:
- Donate your points
- Gift points
- Use points through Rakuten
- Use points through Uber
New Cardmember Welcome Offer
This card currently offers an appealing sign up bonus to cardholders who make qualifying purchases within the required time frame.
Ongoing Benefits for Businesses
Additional benefits** include:
Extended warranty: Get up to one year extended warranty on manufacturer’s warranties of five years or less, up to $10,000 per covered purchase and $50,000 per eligible card.
Purchase protection: Get up to $1000 per covered purchase, for up to 90 days after the date of purchase if your item is stolen or accidentally damaged.
Baggage Insurance. Get up to $1,250 for carry-on Baggage and up to $500 for checked Baggage.
Car Rental Loss and Damage Insurance. Get secondary coverage when you rent a car and pay using your card and decline the Collision Damage Waiver at the rental counter. (Exclusions apply and it does not include liability coverage.)
Free employee cards. Get cards for your employees, set limits and get real-time alerts.
Connect to Quickbooks.
Year-end summary.
Pay vendors. Connect your card to pay vendors through Bill.com. (Fees may apply.)
Amex offers. Get special offers and discounts.
How Does the Stack Up Against Other Similar Cards?
This card stands up well against other hotel business credit card offers, and is considered one of the top cards for hotel loyalty.
If you prefer staying at other hotel brands, you will want to choose a different card. For example, if you typically stay at Hilton hotels, you’ll want to consider the
If you aren’t loyal to a specific hotel brand, you may want to consider a rewards card that earns travel miles you can use at a variety of hotels, such as:
Find the Best Small Business Credit Cards for Travel Here
How To Maximize the Benefits
To get the most from this card you’ll first want to enroll in the Marriott Bonvoy program, which you can do for free. You can also enroll when you sign up for the card if you don’t already participate.
Marriott Bonvoy offers status at the following levels: Silver Elite, Gold Elite, Platinum Elite, Titanium Elite, and the highest level, Ambassador Elite. The higher your status, the higher the bonus points you’ll earn on participating hotel stays. With this card, you’ll automatically earn complimentary Gold Elite status. You can also get 15 Elite Night Credits towards your next level of Marriott Bonvoy Elite status.
Eligible purchases made on employee cards will also earn points, so consider getting cards for employees as well.
Make sure you meet the spending requirement to earn the welcome bonus within the required time frame. If you have some big business purchases coming up, consider prepaying them to earn the bonus. (Of course, you want to make sure you will be able to pay your statement balance in full to avoid interest charges.)
Remember that the points you earn are in addition to any points you earn or get with qualified stays, promotions, points transfers from other rewards programs like Chase Ultimate Rewards, partners like Hertz, and other rewards opportunities.
How To Get the
As with most business credit cards, there will be a personal credit check when you apply. While American Express does not reveal a minimum credit score for this card, it does require good-excellent credit.
When you apply, you can list household income in addition to business income on the application. That means you may qualify even if your business is new as long as you otherwise make enough income to qualify.
It’s important to note you will not be eligible for the welcome offer if you have or have had the Marriott Bonvoy® Premier Plus Business Credit Card from Chase, the Marriott Rewards® Premier Plus Business Credit Card from Chase, the Marriott Bonvoy Business® Credit Card from Chase, or the Marriott Rewards® Business Credit Card from Chase in the last 30 days.
You will also not be eligible for the welcome bonus if you have acquired the Marriott Bonvoy Bountiful™ Credit Card from Chase, the Marriott Bonvoy Boundless® Credit Card from Chase, or the Marriott Bonvoy Bold® Credit Card from Chase in the last 90 days, or if you received a new Card Member bonus offer in the last 24 months on the Marriott Bonvoy Bountiful™ Credit Card from Chase, Marriott Bonvoy Boundless® Credit Card from Chase, or the Marriott Bonvoy Bold® Credit Card from Chase.
*Benefits available at participating hotels. Terms, conditions and limitations apply. Get complete benefits terms and conditions at AmericanExpress.com/benefitsguide.
**With all benefits, terms apply. Be sure to review the benefits details.
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