Category: Business Credit Cards

Secured vs Unsecured Credit Card: What’s the Difference?

Secured vs Unsecured Credit Card: What’s the Difference?

Highlights: Secured credit cards require a security deposit, while unsecured credit cards do not.  Secured cards are generally easier to qualify for than unsecured cards. These and other types of cards may be helpful for those with limited credit histories or bad credit.   Different credit cards are targeted at different audiences. Some are best for travel, for example, while others are great for groceries.  One distinction between types of credit cards is secured vs. unsecured credit cards. Here’s how each… Read More
How to Get a Business Credit Card

How to Get a Business Credit Card

A business credit card can be an incredible tool for your company. The right credit card offers you a convenient way to make purchases, a line of credit to extend payment, valuable rewards for spending and useful perks. Using a business credit card is also a great way to separate your business expenses from your personal charges. You can also add employee cards to extend your purchasing power to them.  However, many people are unsure how to apply for a… Read More
Can You Use a Personal Credit Card for Business?

Can You Use a Personal Credit Card for Business?

Using a personal credit card for business expenses can be a convenient way to get some extra time to pay off expenses, and can also make it possible to get rewards and benefits every time you swipe. In general, though, it’s always a good idea to use a separate credit card for business expenses as you do for personal expenses. Here’s why. Is It Possible to Use a Personal Credit Card for Business? The short answer is yes. It’s legal… Read More
Personal Credit Cards vs. Business Credit Cards

Personal Credit Cards vs. Business Credit Cards

If you’re like most American adults, you’ve used personal credit cards and you may even have several of them. As a business owner, you might have opened a business credit card account or two as well. If you’re just just starting a business, though, you may be trying to decide whether it’s time to get a business credit card. While the pieces of plastic you carry in your wallet may look similar, personal credit cards and business credit cards have… Read More
The Best Sole Proprietorship Business Credit Cards

The Best Sole Proprietorship Business Credit Cards

It may come as a surprise, but you can get a business credit card as a sole proprietor. In reality, sole proprietorship business credit cards are the same as other business credit cards — you simply need to find one you qualify for. If you don’t want to use your personal credit card for business purchases, consider a small business credit card.  In this article, we’ll walk you through the benefits of a business credit card for sole proprietors, how… Read More
Best Credit Cards for Contractors & Construction Businesses

Best Credit Cards for Contractors & Construction Businesses

Most contractors drive around a full-size pickup truck with hundreds of pounds, and often use thousands of dollars of construction equipment. Yet one of their most important tools can be a few grams of plastic in their wallet. The right small business credit card can help contractors track business expenses, finance materials, and even earn valuable rewards. How a Credit Card Can Benefit Construction Contractors  There are several ways that a credit card can help you to achieve your business… Read More