Category: Personal Credit

Your Credit Scores May Jump This Weekend. Here’s Why

Your Credit Scores May Jump This Weekend. Here’s Why

Severely negative information such as tax liens, judgments and collection accounts can hurt credit scores for years to come. If your credit reports contain items like that, you no doubt wish they would disappear. Your wish may be about to come true. Under a program called the National Consumer Assistance Plan, the three major national credit reporting agencies — Equifax, Experian and TransUnion — will make important changes to credit report data. These changes may impact millions of consumers. As… Read More
The Retiree’s Guide to Credit Management

The Retiree’s Guide to Credit Management

Advertiser's Disclosure Here’s one question that’s frequently asked: “is managing my credit in retirement different, really?” The quick answer is no—the same rules that apply for managing your credit still hold true. However, there are things you should be aware of throughout your golden years to keep your credit in good standing. Before we jump into some easy credit management tips, let’s look at why it’s important. You know that a great credit score is typically associated with better rates for… Read More
How to Figure Out Which Credit Score Your Bank Will Use to Approve You

How to Figure Out Which Credit Score Your Bank Will Use to Approve You

If you are looking to get a loan for your business, you might think to yourself, “well, self, I have a great credit score. I can get this loan, no problem!” While you might be riding high with a credit score over 740, that doesn’t mean your business credit score falls into the excellent category. In fact, your business might not even have an established credit score at all. Let’s take a look at which credit score your bank will… Read More
I’ve Been Denied for a Business Credit Card. What Now?

I’ve Been Denied for a Business Credit Card. What Now?

Nobody likes the feeling of rejection. It stings when you get turned down socially, and it hurts when you aren’t given a job. And as a small business owner, it can be very frustrating to be denied for small business credit card. If this has happened to you, don’t worry about it too much. There are still some steps you can take to be approved for the card that you applied for, and some alternative credit cards you can apply… Read More
Are Business Credit Cards Hard to Get?

Are Business Credit Cards Hard to Get?

When David Batchelor needed funding to run advertising campaigns for his business, DialMyCalls.com, a mass notification system used by schools, churches, nonprofits, and other organizations to send phone calls or text messages to a list of phone numbers, he was turned down for traditional financing. His local banks wouldn’t give him a business credit card, either, so he turned to personal credit cards. Business credit cards can be a source of fast and flexible financing for small businesses, but how… Read More
Why I Quit My MBA Program After 6 Months

Why I Quit My MBA Program After 6 Months

As someone who graduated college in December 2008, I know a thing or two about hustle. If you’ll kindly recall, the job market going into 2009 wasn’t great. While some thought the outlook was bleak, some optimists would describe it as a desolate wasteland — especially for those with thin resumes and almost zero experience. After working for nearly a year in a New York advertising agency (convincing them to give me two internships instead of one), I ran out… Read More