Category: Business Financing

The Ultimate Small Business Guide to Financial Health

When you feel healthy, you feel good. The same is true of small businesses; being financially healthy allows your business to operate more smoothly and focus on growth, instead of constantly playing catch up.  Here’s how entrepreneurs can understand and create good financial health.  Importance Of Financial Health When asked how business is going, a business owner I know often replies, “I’m still paying taxes.”  But it’s not enough to just be able to pay taxes, make payroll, or even… Read More

Kansas Small Business Loans

How to Get a Small Business Loan in Kansas Launching a business in Kansas can be a thrilling and rewarding journey, but it can also be daunting. One of the most significant obstacles that small business owners in Kansas encounter is obtaining the necessary funds to launch or expand their business. Thankfully, there are several lenders in Kansas that provide small business loans. Prior to submitting an application for a small business loan in Kansas, it's essential to comprehend how… Read More

What the Housing Market Tells Us About Small Business Today 

The U.S. housing market has been in the news a lot recently, as home sales and prices have started to decline after a boom through the Covid-19 pandemic. In an attempt to slow inflation, the U.S. Federal Reserve (or the Fed) has increased interest rates, which directly affects home prices and affordability — higher interest rates mean more expensive mortgages, which can be a deterrent for home buyers. Homeowners may see their home values decline as there are more houses… Read More

How the Expanding Access to Credit for Small Businesses Act Will Improve Your Financing Options

The Small Business Administration (SBA) doesn’t directly give out loans but instead works with certified lenders that offer loans through its programs. The Expanding Access to Credit for Small Businesses Act is a proposed law that’s purpose is to open up the requirements on who can become an SBA-certified lender. Non-bank lenders like fintech companies could become a lender through the SBA once the law is passed. These changes will open up access to credit for small business owners. Learn… Read More

The Definitive Lineup of the Web’s Best Business Calculators

Small business owners and entrepreneurs can use funding for startup costs or to grow their business, but you need to know the exact cost you’ll pay lenders. Or perhaps you want to evaluate your return on investment on a potential project. That’s where a small business calculator comes in.  Nav’s experts rounded up the best calculators for small business that are available to you for free. Keep reading to learn how to use business calculators to give you better control… Read More

What Retail Businesses Can Do About Overseas Product Shipment Delays

Small business owners in the ecommerce and retail industries have been dealing with delayed delivery times since the pandemic began. But there are steps you can take today to improve the process and ease the pressure from your business. In this article, we cover how long you can expect shipping to take, why so many shipments are delayed, and what small business owners can do to handle these challenges. How Long Is International Shipping Taking Right Now? Retail business overseas… Read More